If you are going to purchase housing in a mortgage, take the choice of the developer carefully and responsibly. Otherwise, by missing, you can be left not only without housing, but also with debts, but without money. Fear of being a victim of swindlers, and buy insurance that, in the case of unfair behavior of the developer, will cover part of the costs.
What construction companies can be trusted? How to choose a developer? According to financial experts to serious companies that can be trusted, companies with a good reputation and having a solid financial resource, that is, a bank subsidizing construction. Feel free to choose a company as a developer whose construction is financed by a large bank from the first dozen, and at the same time the bank itself is not included in the construction holding, experts say.
The company -developer must have all confirming documents about the intention of building housing:
– Charter of the company;
– state registration certificate;
– certificate from the tax authority;
– a document for the allocation of a land plot to the developer;
– building permit;
– Design and technical documentation.
Not all companies have a full package of necessary documents by the beginning of construction. They begin construction, and receive permits in the course of the case, discuss design and technical nuances. If you are able to show all the necessary documents to the developer, then analyze its reliability further.
You should visit the construction site to make sure everything is stated by the developer completed. It happens that the manager of the company assures that several floors of the house have already been erected, but in fact, the construction of a foundation pit at the digging stage. It is advisable to chat with the residents of the commissioned houses built by the company, in order to evaluate the quality and level of service of the house. You may have to contact another developer.
Low prices per square meter of housing near the developer, according to real estate market experts, indicate the dishonesty of the company. In this case, there is a high probability of reusable sale of the same apartment. And even high prices cannot give guarantees that the company – the developer will not let you down.
Before signing an agreement with the developer, carefully re -read it. The contract should be specifically and clearly spelled out the following nuances:
The characteristic of the apartment is the porch, floor, number, location of the windows, the floor plan is attached;
title documents, on the basis of which the developer attracts the funds of investors;
that for your purchased apartment there are no rights for third parties, it has not been sold to anyone;
the cost of the apartment, the size of payments and the schedule for their deposit with a phased payment scheme;
The deadlines for the delivery of the construction site, as well as penalties in case of violation of contractual conditions are indicated.
Unscrupulous builders are liable for liability to avoid it to avoid it.
